Most common questions

Most Annual Multi-Trip policies will cover trips in the UK.

There may be limitations in place for cover to apply in the UK, such as; more than 2 nights of pre-booked accommodation and/or not whilst visiting family or friends.

Please check your policy wording for details.

You will only need to tell us about any layover countries, if you intend to leave the airport.

You'll be able to select any countries you need cover for when you complete a quote.

Single Trip Cover

If you are looking for a Single Trip policy, our handy cruise finder tool can make selecting the countries your cruise will be visiting very easy. All you need to do is select the "Cruise Operator", "Month" and "Ship Name" from the handy drop downs - our system will then check your cruise itinerary, find the start and end dates of your cruise and input the countries for you.

Additionally, you can manually add any countries you intend to visit before or after your cruise. 

Annual Multi-Trip Cover

You can choose between cover for Europe, Worldwide (excluding the USA, Canada and the Caribbean) or Worldwide.

How an insurance provider classifies a destination region (e.g. Europe or Worldwide) can vary from provider to provider. Make sure you check the policy wording to see which countries are covered by your policy.

Always check that the country you're travelling to will be covered before you purchase your policy.

Insurance providers will not cover countries where the Foreign Commonwealth & Development Office (FCDO) have advised against travel.

You can check FCDO advice here

If you have already purchased a policy and the FCDO advice changes for the country you are visiting, please contact your insurance provider.